Overview of all U-M Benefits Plans 

• Your Benefits 2008
  Contains comprehensive benefits information, including eligibility, how to enroll, plan descriptions, and much more.
  

Medical Plans

• 2008 Medical Insurance Plan Comparison Chart
  Provides general information and a listing of covered services for all of the medical insurance plans.
  
  
• Blue Cross Blue Shield of Michigan Community Blue PPO Benefits Guide
  This Benefits Guide is designed to help you understand your Blue
  Cross Blue Shield of Michigan (BCBSM) Community Blue PPO benefits. It is
  intended to be a general summary of your coverage.

• Comprehensive Major Medical Plan
  Provides details about Comprehensive Major Medical (CMM), a Blue Cross Blue Shield of Michigan (BCBSM) health care program.
  
  
• GradCare
  GradCare is for eligible graduate students. This book describes the benefits covered under the plan.
  
  
• HAP Certificate of Coverage with Riders
  This booklet provides the provisions, limitations, exclusions and applicable riders of the HAP HMO benefit plan. The riders to the University’s agreement with HAP can be found at the end of the booklet.

• Priority Health Summary of Benefits
  This document is a summary of benefits available under the Priority Health plan.
  
  
• U-M Premier Care Member Handbook
  This is a general guide to U-M Premier Care and explains how the plan works. For a more comprehensive guide to your benefits, refer to the U-M Premier Care Benefit Document.
  
  

• U-M Premier Care Benefit Document
  This book describes your benefits under the plan.
  

HIPAA Notice of Privacy Practices and COBRA Rights and Responsibilities

• HIPAA Notice of Privacy Practices and Notice of COBRA Rights and Responsibilities
  Privacy rules under the Health Insurance Portability and Accountability Act (HIPAA), apply to participants in certain types of health plans. The Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA) allows you to continue your coverage under certain health plans at your own expense after you terminate employment for any reason. The Benefits Office is required by HIPAA and COBRA legislation to provide these notices related to protections and privileges assured by these two federal laws.

Flexible Spending Accounts 

• Flexible Spending Accounts
  This book describes Health Care Flexible Spending Accounts and Dependent Care Flexible Spending Accounts, which allow you to set aside pre-tax dollars for certain out-of-pocket expenses.
  

Dental Plan

• MetLife Dental Plan (effective until 12/31/2008)
  Contains detailed information about the MetLife Option 1, Option 2, and Option 3 dental plans.
  
  
• Delta Dental Plan (effective beginning 1/1/2009)
  Contains the certificate of coverage and plan information for Delta Dental Option 1, Option 2, and Option 3 dental plans.

Vision Plan

• Vision Care Plan Benefit Description
  This brochure from Davis Vision includes a description of the vision plan and highlights the benefits, features, and costs.

Life Insurance Plans

Long-Term Disability Plans

• Basic Long-Term Disability
  The Basic Long-Term Disability (LTD) Plan is available to AFSCME members only, after four years of service.
  
  
• Expanded Long-Term Disability Plan
  The Expanded Long-Term Disability Plan is available to faculty (except Supplemental faculty), staff, and members of IUOE, POAM, MNA, and Trades.
  
  

Retirement Savings Plans

• University of Michigan Retirement Savings Plan
  Contains detailed information about the University's retirement savings plan.

• Your Retirement Benefits
  Information about your benefits when retire from the University.

• Off-Campus Travel Handbook
  Information for U-M faculty, staff, and graduate students traveling on University-related business.

Benefits for Other Qualified Adults

• Other Qualified Adult Resource Guide

Benefits Resources for Same-Sex Domestic Partners

• U-M Same-Sex Domestic Partner Policy
  University of Michigan SSDP policy statement and resource information.
  
  Please note: U-M benefits for same-sex domestic partners (SSDP) concluded at the end of 2007 to comply with the current Michigan Court of Appeals ruling on same-sex partner benefits. Accordingly, references to U-M recognized Same-Sex Domestic Partnerships in all University policies and documents (other than existing collective bargaining agreements) have been rendered invalid.