The University of Michigan offers an optional group long-term care insurance plan underwritten by John Hancock Life Insurance Company.

Long-term care insurance offers important optional coverage that is generally not available under your medical and long-term disability benefits or fully covered through Medicare or Medicaid. It can help provide protection against the high costs of long-term care that can result from the effects of aging, illness, or a serious accident. It can help you manage the expenses associated with care received in your home, an alternate care facility, or a nursing home.

Faculty, Staff and Retirees
Eligible faculty, staff, and retirees and survivors may apply for coverage. They must provide proof of good health and be accepted for coverage by John Hancock.

Eligible Family Members
Eligible family members of actively-at-work faculty and staff can also apply for coverage and they must provide proof of good health before they are accepted for coverage. Spouses, other qualified adults, parents, parents-in-law, grandparents, grandparents-in-law, siblings, spouses of siblings, adult children and spouses of adult children are eligible to apply.

Information for Current MetLife Long-Term Care Plan Enrollees
If you are currently enrolled in the MetLife Long-Term Care Plan, you have the following options:

• Replace your existing MetLife LTC plan with the new John Hancock LTC plan. Make sure you are accepted for coverage in the John Hancock plan before you drop your MetLife coverage.
  
  
• Keep your existing MetLife LTC plan and enroll in the new John Hancock LTC plan to supplement your coverage.
  
  
• Keep your existing MetLife LTC plan and do not enroll in the new plan.

Please call MetLife at 1-800-308-0179 if you have questions about your current plan.

More Information

To learn more, to request an enrollment kit for an eligible family member, or to enroll in coverage:

• Visit the U-M Group Long-Term Care Web site at:
  http://umich.jhancock.com/ (username: umich; password: mybenefit).
  
  
  
• Call the John Hancock Group Long-term Care Call Center at 1-888-231-4324.  Call center hours are Monday through Friday, from 8:30 a.m. to 6:30 p.m., Eastern Time.