The Committee on Health Insurance Premium Design (CHIPD) was appointed by University of Michigan Provost Paul N. Courant in April 2003 to review the methodology for determining health insurance premiums for University employees and retirees, and to recommend changes to the way in which health insurance premiums are determined at the University. The committee was composed of 10 faculty and staff members chosen for their technical and scholarly expertise in the fields of health care management, health insurance, and benefits administration.

The committee met weekly from April through September 2003 and sought data from the University, the participating health insurance plans, and competing employers locally and nationally. It also solicited comments from the University community. This website offers the committee’s report, released at the end of October 2003, along with supplementary information.