• No employee or dependent can be covered more than once. For example, you can have your own medical insurance (or other benefit coverage) or be listed as a dependent on your spouse's or other qualified adult's coverage, but not on both.
• You can select a different medical insurance (or dental or other benefit coverage) option and you may add your dependents to either coverage, but not to both.
• Each parent can enroll in a different medical insurance (or dental or other benefit coverage) plan, and each of them can enroll a different child under their coverage, but both cannot enroll the same child.

Generally, under your University of Michigan benefits plans, you cannot cover:

• Anyone who works for or is retired from the University and has his or her own University coverage; or
• Any dependents who are already covered by anyone who works for or is retired from the University.
• Any dependent child who works for the University and is eligible for University-sponsored benefits as an employee.