University Of Michigan Benefits Office

Dental Plan Costs

If you are eligible for opt-out credit dollars, you can receive a $5 credit per month from the University in your paycheck if you have one year of service and choose “waive coverage” on your enrollment form.

After one year of service, the University pays for Option 1. The University will pay an amount equal to the cost of Option 1 toward your dental coverage if you elect Option 2 or 3. You pay any difference in cost.

You can enroll in Option 1, 2, or 3 during your first year of service, but you must pay the full cost. The University contribution begins automatically on your first anniversary. The University pays an amount equal to the cost of Option 1 toward your dental coverage. You pay any difference in cost.

Click here for 2008 Leave of Absence Dental Plan Rates

Click here for 2008 COBRA Dental Plan Rates

Your 2008 Monthly Dental Plan Rates
Dental Plan Option	Your 2008 Monthly Deduction	University 2008 Monthly Contribution
Employees with at least one year of service, and GEO members, GSRAs, and benefit-eligible fellowship holders regardless of service
Option 1
You Only	$ 0	$ 19.40
You + Adult	$ 0	$ 38.80
You + Adult + Children	$ 0	$ 61.92
You + Child	$ 0	$ 38.80
You + 2 or more Children	$ 0	$ 61.92
Option 2
You Only	$ 13.56	$ 19.40
You + Adult	$ 27.12	$ 38.80
You + Adult + Children	$ 40.60	$ 61.92
You + Child	$ 27.12	$ 38.80
You + 2 or more Children	$ 40.60	$ 61.92
Option 3
You Only	$ 30.50	$ 19.40
You + Adult	$ 61.00	$ 38.80
You + Adult + Children	$ 93.28	$ 61.92
You + Child	$ 61.00	$ 38.80
You + 2 or more Children	$ 93.28	$ 61.92
Employees with less than one year of service (other than GEO members, GSRAs, or benefit-eligible fellowship students) , and medical school students regardless of service
Option 1	Your 2008 Monthly Deduction	University 2008 Monthly Contribution
You Only	$ 19.40	$ 0
You + Adult	$ 38.80	$ 0
You + Adult + Children	$ 61.92	$ 0
You + Child	$ 38.80	$ 0
You + 2 or more Children	$ 61.92	$ 0
Option 2
You Only	$ 32.96	$ 0
You + Adult	$ 65.92	$ 0
You + Adult + Children	$ 102.52	$ 0
You + Child	$ 65.92	$ 0
You + 2 or more Children	$ 102.52	$ 0
Option 3
You Only	$ 49.90	$ 0
You + Adult	$ 99.80	$ 0
You + Adult + Children	$ 155.20	$ 0
You + Child	$ 99.80	$ 0
You + 2 or more Children	$ 155.20	$ 0
GEO members with <25% appointment
Option 1	Your 2008 Monthly Deduction	University 2008 Monthly Contribution
You Only	$ 9.70	$ 9.70
You + Adult	$ 19.40	$ 19.40
You + Adult + Children	$ 30.96	$ 30.96
You + Child	$ 19.40	$ 19.40
You + 2 or more Children	$ 30.96	$ 30.96
Option 2
Not offered
Option 3
Not offered

Leave of Absence Dental Plan Rates

2008 Monthly Dental Plan Rates for LOA
Option 1
You Only	$ 19.40
You + Adult	$ 38.80
You + Adult + Children	$ 61.92
You + Child	$ 38.80
You + 2 or More Children	$ 61.92
Option 2
You Only	$ 32.96
You + Adult	$ 65.92
You + Adult + Children	$ 102.52
You + Child	$ 65.92
You + 2 or More Children	$ 102.52
Option 3
You Only	$ 49.90
You + Adult	$ 99.80
You + Adult + Children	$ 155.20
You + Child	$ 99.80
You + 2 or More Children	$ 155.20

COBRA Dental Plan Rates

2008 Monthly Dental Plan Rates for COBRA
Dental Option 1
You Only	$ 19.79
You + Adult	$ 39.58
You + Adult + Children	$ 63.16
You + Child	$ 39.58
You + 2 or More Children	$ 63.16
Dental Option 2
You Only	$ 33.62
You + Adult	$ 67.24
You + Adult + Children	$ 104.57
You + Child	$ 67.24
You + 2 or More Children	$ 104.57
Dental Options 3
You Only	$ 50.90
You + Adult	$ 101.80
You + Adult + Children	$ 158.30
You + Child	$ 101.80
You + 2 or More Children	$ 158.30