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Benefits Eligibility

Benefits Eligibility
Eligibility Chart (PDF)


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Dependent Benefits Eligibility

Never Married Children by Birth, Adoption, or Legal Guardianship*, Birth to Age 25

Eligible from birth through end of the year your children turn age 19 and are not eligible for coverage through the University as an employee or are not already covered through the University as a dependent on another U-M employee's coverage.

From age 20 through the end of the month they reach age 25, your children who meet the requirements listed below may continue their eligibility through the end of the month they reach age 25.

  • Live primarily with you but may be temporarily away from home attending school; and
  • Will be claimed as dependents on your income tax return for the current year; and
  • Are not eligible for coverage through U-M as an employee or are not already covered through the University as a dependent or another University employee's coverage.

*For legal guardianship, in addition to the above, a dependent ward remains eligible only until the expiration date stipulated by the court within the Letters of Guardianship.

Your Group Your Dependent Children are Eligible for these plans Your Dependent Children are not eligible for these plans

Faculty
Staff
Lecturers
Supplemental
LEO
AFSCME
HOA
POAM
MNA
IUOE
Trades
GSI
GSSA
GSRA
Research Fellows

Medical, including Prescription Drug coverage

Dental Plan (Option 1, 2, or 3)

Vision Plan

Dependent Life (eligible from 15 days to age 25)

Legal Plan

Long-Term Disability

Group Term Life Insurance

Long-Term Care

Flexible Spending Accounts

Retirement Plan

Travel Accident Insurance and Secure Travel Plan

Professional Specialists

Medical, including Prescription Drug coverage

 

Vision Plan

Long-Term Disability

Group Term Life Insurance

Dependent Life Insurance

Long-Term Care

Legal Plan

Flexible Spending Accounts

Retirement Plan

Dental Plan (Option 1, 2, or 3)

Travel Accident Insurance and Secure Travel Plan

Benefit-Eligible Fellowship Holders

Medical (GradCare only) including Prescription Drug coverage

Dental Plan (Option 1, 2, or 3)

Vision Plan

Legal Plan

University, Optional, and Dependent Life Insurance

Long-Term Care

Flexible Spending Accounts

Retirement Plan (Basic and SRA)

Travel Accident Insurance

Long-Term Disability

Medical School Students

Medical (GradCare only) including Prescription Drug coverage

Dental Plan (Option 1, 2, or 3)

Vision Plan

Legal Plan

University, Optional, and Dependent Life Insurance

Long-Term Care

Flexible Spending Accounts

Retirement Plan (Basic and SRA)

Travel Accident Insurance

Long-Term Disability

 

 

 

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their spouses, partners, and dependents. 

©2002 University of Michigan Human Resources and Affirmative Action | Benefits Office | Wolverine Tower - Low Rise G250, 3003 South State Street, Ann Arbor MI 48109-1278| Fax (734) 763-0363