| Other Qualified Adult (OQA)
A person who:
- Shares the same primary residence as you and has shared a residence with you for at least 6 months
- Is not eligible to inherit from you under the laws of intestate succession in the state of Michigan.*
- Is not legally married to another individual.
- At least one of the following is true:
- Shares a joint checking account with you
- Shares a joint credit account with you
- At least one of the following is true:
- You have durable power of attorney for health care for each other
- You have durable power of attorney for financial management for each other
- You have designated as your primary beneficiary for at least one of the following:
- A life insurance contract you hold; or
- A retirement contract (including IRA, 401(k), 403(b), or pension plan) you hold
- You cannot legally marry in Michigan
* The following individuals do not fall within the eligibility criteria for OQA under the laws of intestate succession in the state of Michigan:
- Spouse
- Children and their descendents (i.e., children, grandchildren)
- Parents
- Parents' descendents (i.e., siblings, nieces, nephews)
- Grandparents and their descendents (i.e., aunts, uncles, cousins)
| Your Group |
Your OQA is Eligible for these plans |
Your OQA is not eligible for these plans |
Faculty
Staff
Lecturers
Supplemental
LEO
AFSCME
HOA
POAM
MNA
IUOE
Trades
GSI
GSSA
GSRA
Research Fellows |
Medical, including Prescription Drug coverage
Dental Plan (Option 1, 2, or 3)
Vision Plan
Dependent Life (spouse can work for U-M)
Long-Term Care
Legal Plan |
Long-Term Disability
Group Term Life Insurance
Flexible Spending Accounts
Retirement Plan
Travel Accident Insurance and Secure Travel Plan |
| Professional Specialists |
Medical, including Prescription Drug coverage
Long-Term Care |
Vision Plan
Long-Term Disability
Group Term Life Insurance
Dependent Life Insurance
Legal Plan
Flexible Spending Accounts
Retirement Plan
Dental Plan (Option 1, 2, or 3)
Travel Accident Insurance and Secure Travel Plan |
| Benefit-Eligible Fellowship Holders |
Medical (GradCare only) including Prescription Drug coverage
Dental Plan (Option 1, 2, or 3)
Vision Plan
Legal Plan |
University, Optional, and Dependent Life Insurance
Long-Term Care
Flexible Spending Accounts
Retirement Plan (Basic and SRA)
Travel Accident Insurance
Long-Term Disability |
| Medical School Students |
Medical (GradCare only) including Prescription Drug coverage
Dental Plan (Option 1, 2, or 3)
Vision Plan
Legal Plan |
University, Optional, and Dependent Life Insurance
Long-Term Care
Flexible Spending Accounts
Retirement Plan (Basic and SRA)
Travel Accident Insurance
Long-Term Disability |
|
