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COBRA

The right to COBRA coverage was created by federal law, the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). COBRA coverage can become available to you when you would otherwise lose your group health coverage. It can also become available to your spouse and dependent children, if they are covered under your group health plan, under specific circumstances when they would otherwise lose their coverage.

Click on the link below for information about your right to continue your health care coverage under the University of Michigan group health plans.

COBRA FAQs (PDF)

Continuation Coverage Rights Under COBRA (PDF)

COBRA Forms

2008 Monthly Rates for COBRA
Effective January 1, 2008

Medical Plan COBRA Rates
Dental Plan COBRA Rates
Vision Plan COBRA Rates

2008 Monthly Medical Plan Rates for COBRA
BCBSM Community Blue PPO
You Only  $   476.28
You + Adult  $   952.56
You + Adult + Children  $ 1,343.12
You + Child  $    733.48
You + 2 or More Children  $    733.48
Comprehensive Major Medical
You Only  $   373.52
You + Adult  $   747.05
You + Adult + Children  $ 1,053.35
You + Child  $   575.24
You + 2 or More Children  $   575.24
GradCare
You Only  $   207.39
You + Adult  $   414.77
You + Adult + Children  $   584.85
You + Child  $   319.40
You + 2 or More Children  $   319.40
Health Alliance Plan HMO
You Only  $    412.28
You + Adult  $    824.57
You + Adult + Children  $   1,162.66
You + Child  $    634.93
You + 2 or More Children  $    634.93
Priority Health
You Only  $     477.58
You + Adult  $     955.17
You + Adult + Children  $   1,346.81
You + Child  $     735.50
You + 2 or More Children  $     735.50
U-M Premier Care
You Only  $     407.78
You + Adult  $     815.55
You + Adult + Children  $    1,149.95
You + Child  $     627.99
You + 2 or More Children  $     627.99

2008 Monthly Dental Plan Rates for COBRA
Dental Option 1  
You Only  $      19.79
You + Adult  $      39.58
You + Adult + Children  $      63.16
You + Child  $      39.58
You + 2 or More Children  $      63.16
Dental Option 2
You Only  $      33.62
You + Adult  $      67.24
You + Adult + Children  $     104.57
You + Child  $      67.24
You + 2 or More Children  $     104.57
Dental Options 3
You Only  $      50.90
You + Adult  $     101.80
You + Adult + Children  $     158.30
You + Child  $     101.80
You + 2 or More Children  $     158.30

2008 Davis Vision Monthly Rates for COBRA
You Only  $      10.57
You + Adult  $      16.50
You + Adult + Children  $      28.58
You + Child  $      16.50
You + 2 or more Children  $      28.58

 

How To Pay
Full premiums are due on the first of each month for that month's coverage (i.e., the premium for the coverage period of June 1st through June 30th is due on June 1st.) Any late or partial payments will be processed and refunded.

To pay for your benefits, make your check or money order payable to "University of Michigan" and mail it to the following address:

University of Michigan – Payroll
Box 223081
Pittsburgh, PA 15251-2081

Please write your UMID (if known) or U.S. Social Security number on your check.

 

 

 

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their spouses, partners, and dependents.  

©2002 University of Michigan Human Resources and Affirmative Action | Benefits Office | Wolverine Tower - Low Rise G250, 3003 South State Street, Ann Arbor MI 48109-1278 | Fax (734) 763-0363