Click here for the U-M Premier Care Network 1 Provider Directory.

U-M Premier Care is administered by BCN Service Company, a third party administrator and subsidiary of Blue Care Network of Michigan, and is offered only to the University of Michigan community. The greatest savings are achieved using the U-M Premier Care Provider Network 1. When using these providers, coverage and plan design is very similar to the former M-CARE HMO plan – including a nearly identical network of providers. Members must select a Primary Care Physician (PCP) from U-M Premier Care’s Provider Network 1.

Members also have access to more limited coverage if they choose to use providers associated with Provider Network 2 (other Michigan BCN providers not included in Network 1). Coverage with these Network 2 providers is subject to an annual deductible of $5,000 per individual and $10,000 per family with a lifetime plan limit of $1 million per individual. A referral from a Network 1 PCP is required for coverage through a Network 2 provider.

Urgent and emergency care is covered worldwide.

Consider the U-M Premier Care plan if you:

• Would like a medical plan that lowers your overall medical costs.
• Would like a plan that offers the cost savings of an HMO when using U-M Premier Care Provider Network 1, and the option of using other state-wide providers after paying an annual deductible.
• Agree to choose a physician from a list of approved physicians that includes the University of Michigan providers.
• Agree to consult with your primary care physician (PCP) for all services.
• Understand that to receive coverage for emergency services you must follow plan requirements.
• Understand that you need a referral from your PCP if you need to see a specialist.
• Understand that you must live in the state of Michigan.

U-M Premier Care Out-of-Area Dependent Coverage
U-M Premier Care provides coverage for dependents of U-M Premier Care participants who reside outside the network service area and who qualify under existing eligibility guidelines. Pre-certification is required for certain services. Referrals will not be required. The member must register with U-M Premier Care to obtain approval for out-of-area dependent coverage.

Click here for the U-M Premier Care Network 1 Provider Directory.