Eligibility
In general, House Officers are eligible for benefits at the University if they have a 0% appointment lasting four consecutive months or longer. There may be other eligibility requirements for individual plans. Dependents, which include a spouse or other qualified adult and dependent children, are eligible for many of the same benefits offered to the faculty member.

House Officers are eligible for the following benefits. For details on your eligibility for specific benefits, review the Eligibility section.

• Medical Insurance
• Prescription Drug Plan
• Dental Plan
• University, Optional, and Dependent Life Insurance
• Long-Term Care Insurance
• Legal Plan
• Vision Plan
• Flexible Spending Accounts (stipends not eligible)
• Travel Accident Insurance and Secure Travel Plan
• Supplemental Retirement Account (SRA) (House Officers are eligible to enroll in an SRA at any time but are not eligible for the Basic Retirement Plan.)
• Fellowship Funding and Pretax Benefits
• House Officers Association Long-Term Disability Plan (LTD is provided through the HOA at no cost to you. Call the House Officers Association at 734-936-9205 for information about this plan.)