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From The
University Record, October 9, 2000
By Kate Kellogg
Human Resources and Affirmative Action
As
prescription drug costs continue their double-digit rates
of growth, various players in the prescription drug scene
are attempting to contain those costs.
Health
care organizations and employers are implementing cost-sharing
strategies that enlist members' help in managing the costs
of prescription drug benefits.
Physicians
increasingly incorporate cost along with quality considerations
in their choice of prescriptions. Pharmacists save money
for patients and health plans by suggesting generic drug
substitutions for equivalent brand name drugs.
Still
another important player can help control spending and ensure
effective use of prescription drugs. That person is you,
the consumer of those products.
Patients
have both the capability and responsibility to exercise
good judgement in the purchase and use of prescription drugs.
The following suggestions are taken from patient education
materials distributed by Care Choices, M-CARE, and Blue
Cross/Blue Shield of Michigan.
Communication
is the key to success in using your employee prescription
drug benefit. If your doctor does not provide much information
about the prescription, beyond "it should take care
of the problem," ask the following questions:
---What
is the name of the medicine? Is this the generic or brand
name?
---What medical condition is it treating?
---How and when do I take it and for how long?
---When should I expect results from this medication?
---What foods, drinks, and other medications should I avoid
while taking this medicine?
---What if I miss a dose?
---What are the possible side effects? What do I do if they
occur?
---Is there any written information available about the
medicine?
If
you miss any of those questions in the doctor's office,
you have a second chance to get the information from the
pharmacist. In fact, many pharmacists voluntarily provide
more details about prescriptions than do busy doctors.
Back
to the doctor: older patients or those who have difficulty
remembering dosage times and quantities should ask the doctor
or nurse to clearly write out those instructions.
You
can also assist your physician in prescribing the safest
and most effective drugs for you by providing information
that doctors don't always solicit. You should mention:
---what
prescription medications you are taking, even those prescribed
by a specialist or dentist.
---what non-prescription medications you take, including
vitamins and aspirin.
---what alternative or homeopathy medications, such as herbal
products, you use.
---any side effects from those medications.
---any allergies you have.
Once
you're at home with the medication, the next important step
is seemingly simple: take it as directed. Yet up to 50 percent
of patients do not take medication the way their doctor
prescribes it, according to M-CARE's HouseCall Newsletter.
Noncompliance occurs across all age, sex, ethnic and economic
groups and accounts for over 125,000 deaths annually. Medication
noncompliance costs more than $100 billion annually in avoidable
hospitalization and lost productivity.
Many
patients stop taking their medication as soon as they feel
better. Others with serious problems such as high cholesterol
nevertheless feel well so don't remember to maintain their
course of treatment. Others adjust their dosage without
consulting their doctor. Noncompliance is less likely to
occur with patients who thoroughly understand the purpose
of their prescriptions.
Consumers
can even participate in efforts to manage prescription drug
costs. Your use of generic drugs whenever possible will
save money for both you and your health care plan.
The
contracted pharmacies of many HMOs, including M-CARE, now
dispense a generic equivalent of a brand-name counterpart
unless the prescription indicates DAW (dispense as written).
The active ingredients in generic drugs are identical to
their brand name equivalents and have met the same federal
standards. The primary difference is that they cost 40 to
60 percent less than their brand name counterparts.
If
your plan offers the lowest co-payment for generic drugs,
you are probably already aware of that difference. Most
managed care plans encourage physicians to prescribe therapeutically
equivalent generic drugs over brand names. But it never
hurts to ask the pharmacist if a generic substitution is
available for a brand name drug your doctor has prescribed.
Another
way to save on co-payments as well as trips to the pharmacy
is through a maintenance drug program. For example, M-CARE
authorizes its participating pharmacies to dispense 90-day
supplies or 100 doses (whichever is greater) of certain
drugs prescribed for chronic conditions. The normal limit
is a 34-day supply.
You
can receive the larger quantity on one prescription if your
drug is included on the M-CARE maintenance drug list and
if your physician orders that quantity. Reviewed and updated
annually by the M-CARE Pharmacy and Therapeutics Subcommittee,
the maintenance drug list is on the M-CARE website at http://www.mcare.org.
As
an informed consumer, you have the right to ask your doctor
about prescription drugs that interest you. However, if
your information came from advertisements, remember that
the pharmaceutical companies that pay for these ads hope
to profit from your interest.
Direct-to-Consumer
advertising for prescription drugs last year cost the pharmaceutical
industry $1.3 billion, a 16 percent increase over the previous
year's expenditure. Consumers need to understand how to
use this commercial information, said Art Poremba, manager
of ambulatory pharmacy services for the U-M Health System.
"The
pharmaceutical companies say they want to make people aware
of what's available. But the information they provide through
magazine and television advertising needs to be interpreted
in the context of other drugs---some of which may be clinically
superior and more cost effective," Poremba said.
So
be a discriminating, even skeptical consumer when you see
an ad for a drug that looks like the cure-all for your ills.
Consider taking the following measures:
---Write
down the name of the medication and any questions you have
before you see your doctor.
---Discuss the medication with your doctor to find out if
it is right for you.
---Ask your doctor if there are any other alternatives for
the medical condition that are less expensive.
---Don't expect or pressure your doctor to write the prescription
for you unless he or she feels it is the most appropriate
for you.
---Don't lose sight of the manufacturer's chief advertising
motive---sales.
Good
patient-doctor communication provides real possibilities
for containing prescription drug costs and using drugs more
effectively, believes John E. Billi, associate dean of clinical
affairs for the Medical School.
"I
think a lot of physicians and employers are under the misconception
that patients don't care about cost as long as they get
good coverage," he said. "To patients who have
flat co-pays, I explain why unnecessarily expensive drugs
are not good for anyone. I explain that they are sending
dollars to pharmaceutical companies, dollars that could
otherwise provide health care for their community and keep
their insurance premiums low.
"I've
never found a patient who responded, 'I don't care.' "
For
more information, see the following websites:
FDA's
Tips for Taking Medicines
http://www.fda.gov/fdac/reprints/medtips.html
Prescription
Medicines and You http://www.ahcpr.gov/consumer/ncpiebro.htm
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