Fidelity Investments is the nation’s largest privately held investment company. Founded in 1946, Fidelity has more than $947 billion in total mutual fund assets under management and provides financial services to 19 million shareholders (as of 3/31/2005). Committed to achieving superior long-term results for its shareholders, Fidelity has:

• More than 50 years of investment experience.
• More than 20 years of experience in helping people plan for retirement.
• An investment management team responsible for managing more than $589 billion in retirement mutual fund assets—and in serving the needs of more than 14 million retirement plan participants (as of 3/31/2005).

Fidelity offers a variety of investment options covering a range of risk and return characteristics to help you build your retirement portfolio. When it’s time to retire, Fidelity also offers a number of retirement planning and distribution options. Fidelity’s range of funds enables you to create an investment strategy that can accurately reflect both your needs and your investment style.

Two ways to invest with Fidelity  

1. Create a Custom Portfolio
You can create your own custom-made portfolio by allocating your contributions among the various Fidelity funds listed below. Simply indicate the percent you wish to allocate to the specific Fidelity funds on the application.

2. Choose a Fidelity Freedom Fund
If you lack the time, confidence, or investment knowledge to create and manage a well-diversified portfolio on your own, Fidelity Freedom Funds® can help simplify retirement investing. They allocate your contributions among other Fidelity funds to create a diversified asset allocation targeted to your retirement date, and automatically rebalance to become more conservative over time. Just choose the Freedom Fund with the target year closest to the date you may want to retire:

• Fidelity Freedom Fund 2005
• Fidelity Freedom Fund 2010
• Fidelity Freedom Fund 2015
• Fidelity Freedom Fund 2020
• Fidelity Freedom Fund 2025
• Fidelity Freedom Fund 2030
• Fidelity Freedom Fund 2035
• Fidelity Freedom Fund 2040

Your fund choices for Fidelity Investments

List specific Fidelity fund names (ex: Magellan, Contra, Ginnie Mae) on your enrollment form. Do not list a general category like “Stocks” or “Bonds” as these are not actual fund choices. Fidelity may change fund names and may close funds to new investors. Contact Fidelity to confirm if a fund is still available or if the fund name has changed. For complete fund information call Fidelity at 800-343-0860 or visit: www.fidelity.com/atwork.