University Of Michigan Benefits Office
Web site A - Z
Confidentiality Statement
HRAA Home




Home Benefits Services Job Groups Benefits Plans Life Events Forms FAQ Our Office Contact Us UM Gateway

Legal Plan

Benefits Plans Home
Legal Plan Home
Eligibility and Enrollment
How to Get Legal Services
Cost of the Plan
Plan Ethics
Covered Services
Exclusions
Other Special Rules
Appeal Procedures


Questions

Contact Us
HR/Payroll Service Center

 

image

Eligibility and Enrollment

If you are eligible for the legal plan, you may enroll yourself and, in some cases, your eligible dependents. "Dependent" means your lawful spouse or eligible other qualified adult, and children who are:

  1. under 26 years old (or any age if incapable of self-support due to a disability)
  2. unmarried, and
  3. who are:
    1. your child(ren) by birth or adoption, and/or your legal dependents; or,
    2. child(ren) of your spouse or other qualified adult who are
      1. in the custody and care of and legally dependent upon your spouse or other qualified adult, and
      2. who reside in your household; or,
    3. child(ren) for whom you have legal guardianship, who reside with you as members of your household, and are legally dependent upon you; or,
    4. your child(ren) by birth or adoption who do not reside with you but for whom you have legal responsibility.

Enrollment
You may enroll as "you only" as "you plus one dependent," or "you plus two or more dependents."

  1. If you enroll at the "you only" level, only you will be entitled to receive services covered by the plan.
  2. If you enroll at the "you plus one dependent" level, only you and your spouse or other qualified adult or one dependent child are entitled to receive services covered by the plan.
  3. If you enroll at the "you plus two or more dependents" level, you and all your eligible dependents are entitled to receive services covered by the plan, unless otherwise noted in the benefits descriptions.

If you need legal assistance with a family will and estate planning or services where both you and your spouse or other qualified adult are required to sign legal documents—such as in real estate matters—you must enroll at the level of "you plus one dependent" or "you plus two or more dependents" in order for these services to be fully paid by the plan.

During the annual Open Enrollment period, you can change or update your benefits elections. An eligible faculty or staff member may choose to join or drop out of the Group Legal Plan at that time. Once enrolled, the Plan has a minimum participation period of one calendar year.

If you become eligible to enroll after the annual Open Enrollment period, you can elect to participate in the Group Legal Plan by enrolling within 30 days of achieving benefits eligibility.

If your enrollment takes place outside the annual Open Enrollment period due to your becoming newly eligible to enroll, the Plan requires that you remain enrolled for the balance of the calendar year during which you initially enrolled.

When Coverage Begins
Generally, Plan coverage becomes effective on the date following:

  • on your service date (your first day at work) or the date you become newly eligible for the plan
  • on January 1, if you enroll during the previous Open Enrollment period.

When coverage Ends
Your ability to receive legal services under the Plan ends if you are no longer an eligible faculty or staff member, you retire, or you choose to drop out of the Plan during future annual Open Enrollment periods.

If you cease to be eligible to participate in the plan or your employment with the University ends, the Plan will cover the legal fees for those covered services that were opened and pending during the period you were enrolled in the Plan. No new matters may be started after you become ineligible.

 

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their spouses, partners, and dependents. 

©2002 University of Michigan Human Resources and Affirmative Action | Benefits Office | Wolverine Tower - Low Rise G250, 3003 South State Street, Ann Arbor MI 48109-1278 | Fax (734) 763-0363