| The
following have special meaning under the Expanded Long-Term Disability Plan.
Actively at work
Actively at work means you are present in the workplace at your regular appointment. You are not considered "actively at work" if you are absent from the workplace for medical, child care, personal leaves, or for a leave without salary (LOA).
Base salary
You normal earnings for the year - not to exceed 2,080 hours. Base salary
includes administrative differential and incentive pay. It excludes overtime, shift premium,
longevity, and non-University earnings.
Benefit eligibility date
The first day of continuous service with an appointment of any percent
of effort (including zero percent).
Claims Administrator
The person(s) or firm(s) the University selects to administer claim under
this Plan, currently ManageAbility and UNUMProvident.
Closed-period award
A sum of money paid to you for a specified retroactive period to resolve
a Workers' Compensation petition or claim.
Continuous years of service
The period of employment that begins with your benefit eligibility date
and ends with your last day of pay with an eligible appointment. Leaves
and layoffs do not cause a break in your service if you return to work
within the specified time frame with an eligible appointment.
Disabled
The University's Claims Administrators have determined, at their sole
discretion, that you are completely unable, except during periods of rehabilitative
employment, by reason of any medically determinable physical or mental
impairment to engage in any occupation or employment for wages or profit
for which you are reasonably suited by education, training, or experience.
The impairment must be expected to result in death or be expected to last
for a continuous period of not less than 12 months from your last day of
work.
Eligible
appointment
- An appointment
with fewer than four continuous years of service at 50% or greater effort
and lasting at least eight continuous months.
- An appointment
after four continuous years of service at 50% or greater effort and
lasting at least eight continuous months.
- An appointment
after five continuous years of service at less than 50% effort and lasting
at least eight continuous months.
In each case,
you must be eligible to enroll in the University's Basic Retirement Plan
for the entire period.
Faculty
or staff member
A person in active employment with the University of Michigan.
Other
disability income
Any benefits and/or lost wages you receive or are entitled to receive
from:
- Worker's
Compensation. However, if you receive a Worker's Compensation Lump Sum Redemption while you are participating in the Basic or Expanded Long-Term Disability Plan, all cash benefits from the Basic or Expanded Long-Term Disability Plan will be suspended for one month.
- U.S. Social Security (including Medicare) disability or retirement programs, including
payments to your dependents, regardless of who actually receives the
payments because of your disability;
- any other
government disability programs;
- any Veterans
Administration benefits payable because of you current disability;
- any other
public programs for any related disability or disability-related retirement
benefit to you and your dependents;
- the University's
Travel Accident Program or other University benefits plans;
- earned
income received as a disability beneficiary under partial disability
benefits as a practicing physician.
Note:
"Other disability income" does not include earnings from personal
savings or benefits from individual disability policies.
Participant
A University of Michigan faculty or staff member who receives Long-Term
Disability benefits.
Plan Administrator
The person or persons authorized by the University to interpret the administration
of the Plan. At the present time, the Benefits Office is authorized to
interpret the administration of the Plan under the supervision of the
University's President and Chief Financial Officer.
Practicing
physician
At the University of Michigan, a person licensed to practice medicine
in the State of Michigan and who provides patient services at a University
medical facility or affiliated hospital and does so immediately prior
to the disability as part of any job requirement with the University.
Redemption
A lump-sum settlement of a Workers' Compensation petition or claim related
to past, present, and future liability.
Sick Pay
All present and/or future sick pay (including extended sick pay) that
a disability applicant is eligible to receive.
Statement
of health
A form or forms specified by the Claims Administrator that you complete
and submit to show the state of your health. This may include information
supplied on forms specified by the Claims Administrator and/or examination
by qualified professionals (e.g. physician, psychologist, psychiatrist,
etc.)
Termination
A faculty or staff member's voluntary or involuntary separation from the
University of Michigan service.
Vacation
pay
Under this Plan, all present and/or future vacation pay a disability applicant
is eligible to receive.
Waiting
period
The period of consecutive days of disability you must wait
before this Plan begins paying benefits. The waiting period
begins with your last day of work. You must use up any sick
(including extended sick) and vacation pay before benefit
payments begin. And if you have less than four years of
service, the Plan will not begin paying benefits until after
you have used up any sick (including extended sick) and
vacation pay, or until you have been totally disabled for
six months - whichever occurs later. |
