University Of Michigan Benefits Office
Web site A - Z
Confidentiality Statement
HRAA Home




Home Benefits Services Job Groups Benefits Plans Life Events Forms FAQ Our Office Contact Us UM Gateway
UM HRAA Benefits Office Plans Long-Term Disability

Long-Term Disability Plans

Benefits Plans Home
LTD Home
Basic Long-Term Disability
Expanded Long-Term Disability
Coverage for Your Dependents
Definitions of Terms


Questions

Contact Us
HR/Payroll Service Center

 

image

Long-Term Disability Plans

University disability plans define disability as a time when you are totally disabled, no longer able to engage in any occupation or employment for which you are suited by education or training, and the disability is expected to last at least 12 months. If you are a practicing physician, the Expanded Long-Term Disability Plan, under a special provision, will provide partial disability coverage.

 

 

 

 

 

Limitations
The University in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their spouses, partners, and dependents. Although the University has elected to provide these benefits this year, no individual has a vested right to any of the benefits provided. Nothing in these materials gives any individual the right to continued benefits beyond the time the University modifies, amends, or terminates the benefit. Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefits programs and the University's right to modify, amend or terminate them.

 

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their spouses, partners, and dependents. 

©2002 University of Michigan Human Resources and Affirmative Action | Benefits Office | Wolverine Tower - Low Rise G250, 3003 South State Street, Ann Arbor MI 48109-1278 | Phone (734) 763-1217, Fax (734) 763-0363