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General Information

The University offers a number of medical coverage options:

One managed care plan:
U-M Premier Care

One traditional "fee-for-service" plan:
Comprehensive Major Medical

 

Two health maintenance organizations (HMOs):

 
  1. Health Alliance Plan
  2. Priority Health HMO
One preferred provider organization (PPO):

Blue Cross Blue Shield of Michigan Community Blue PPO

Pre-Existing Conditions
The University does not have a pre-existing condition clause in any of its medical insurance contracts.

Waive Coverage Option
If you choose the "waive coverage" option for medical insurance at the University, you must indicate that you have coverage elsewhere. You may be eligible for opt-out credit dollars when you waive coverage.

 

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their dependents. 

©2002 University of Michigan Human Resources and Affirmative Action | Benefits Office | Wolverine Tower Low Rise G250, 3003 South State Street, Ann Arbor MI 48109-1278 | Fax (734) 763-0363