University Of Michigan Benefits Office

HRAA

Benefits Office

Plans

Retirement Savings Plans

Retirement Savings Plans
	Benefits Plans Home
	Retirement Savings Plans Home
	Basic Retirement Plan
	Supplemental Retirement Accounts (SRAs)
	Extra to Basic vs. SRA
	Eligible Compensation
	New Hire SRA Calculator (PDF)
	TIAA-CREF Investment Funds
	Fidelity Investment Funds
	Enrollment Deadlines
	Compulsory Participation
	Cancel Enrollment
	Re-Enrollment
	Retirement Savings Plan Forms
	Quarterly Statements
	Rollovers & Transfers
	Cash Withdrawals
	QDRO
	Your Tax Deferring Limit
	Federal Income Tax
	Michigan Income Tax
	IRS 10% Penalty
	Myths and Misconceptions
	Military Leave
	MPSERS
	Your Retirement Income Choices
	How to Choose a Financial Planner
	IRS/SRA Max Limit Handbook
	Glossary
	Your W-2
	Temps

Questions
	Contact Us
	HR/Payroll Service Center

Rollovers and Transfers

Direct Transfers
Moving your U-M Retirement Plan accumulations between TIAA-CREF and Fidelity.

Rollovers out of the U-M Plan
Moving your U-M Retirement Plan accumulations out of TIAA-CREF and Fidelity and into another investment carrier with an IRA or another plan outside of the University.

Rollovers into the U-M Plan
How to rollover accumulation of a previous employer's retirement plan and into the University of Michigan Retirement Savings Plan.

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their spouses, partners, and dependents.