University Of Michigan Benefits Office
Web site A - Z
Confidentiality Statement
HRAA Home




Home Benefits Services Job Groups Benefits Plans Life Events Forms FAQ Our Office Contact Us UM Gateway
UM HRAA Benefits Office Plans Travel Accident Insurance

Travel Accident Insurance

Benefits Plans Home
Travel Accident Insurance Home
Coverage
Beneficiary
Travel Accident Insurance FAQ

CIGNA Secure Travel

Research and Travel


Questions

Contact Us
HR/Payroll Service Center

 

image

Travel Accident Insurance Frequently Asked Questions

Am I covered if I attend a professional meeting at my expense?
Yes, it is not necessary that the University reimburse you for the travel expense to be covered under the insurance.

The federal government (or a professional association) reimburses me for travel expenses when I render a service. Am I covered?
Yes, even if you collect a fee; however, the work must be directly related to your primary employment at the University, and the honorarium must be for travel, not a consultant's fee.

I am on leave of absence from the University to conduct research and I receive a salary from a source other than the U-M. Am I covered while traveling to gather information for my research?
No.

I am on sabbatical leave; am I covered?
Yes, when traveling for the furtherance of approved study and research for which the sabbatical leave was granted.

Am I covered while I am traveling on a combination business and vacation trip with my family?
Coverage is applicable only during the actual travel time that is not considered a part of the vacation. For example, if a staff member on the way to Florida spends some time vacationing in Nashville, the coverage would not apply in Nashville. Coverage would begin as soon as the staff member continued on his or her travels toward Florida.

I realize a staff member is not normally covered while traveling to and from work on campus, but wouldn't I be covered if I worked off campus, perhaps in a nearby city?
No. Travel between the place of residence and normal place of business is not covered.

Is it necessary to notify the Benefits Office prior to each business trip?
No, however a good procedure would be to notify your supervisor and provide a written itinerary prior to a trip so that if a claim should arise, a written statement can be obtained from your department.

Am I covered while doing private consulting or while engaged in private medical or dental practice?
No.

Am I covered while flying a private plane on a University business trip?
No. Pilots and crew members are not covered. Passengers on University business are covered.

I must use a chartered plane or helicopter to travel to a remote location. Am I covered?
Yes.

 

Every effort has been made to ensure the accuracy of the benefits information in this site. However, if any provision on the benefits plans is unclear or ambiguous, the Benefits Office reserves the right to interpret the plan and resolve the problem. If any inconsistency exists between this site and the written plans or contracts, the actual provisions of each benefit plan will govern. The University in its sole discretion may modify, amend, or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their spouses, partners, and dependents. 

©2002 University of Michigan Human Resources and Affirmative Action | Benefits Office | Wolverine Tower - Low Rise G250, 3003 South State Street, Ann Arbor MI 48109-1278 | Fax (734) 763-0363