| All
active faculty and staff members traveling while on official
University of Michigan Business (excluding vacations and
everyday travel to and from work) are provided coverage
for accidental death or dismemberment. The University pays
the full premium and you do not have to enroll in this coverage.
UM Travel Accident Insurance - Coverage Update
October 31, 2007
Effective September 6, 2007 the University of Michigan Travel Accident Insurance Policy benefit coverage level has been increased. The insurance policy covers accidental death or permanent total disability for U-M faculty and staff while traveling on official University business (excluding vacations and everyday travel to and from work). The prior level was 5 times salary or $50,000 up to a maximum of $200,000. The new level now in effect is 10 times salary up to a maximum of $500,000, which ever is more. Coverage begins on your first day of work and continues until your last day of work at the University of Michigan. The University pays the full premium and you do not have to enroll in this coverage. |
Plan Summary
- Coverage
begins on your first day of work and continues until your
last day of work at the University of Michigan.
- If
you die while traveling on University business, the plan
provides a benefit of $100,000 or 10 times your annual
salary, whichever is more, with a ceiling of $500,000.
The plan also pays benefits for dismemberment and disability.
- The
maximum benefit for any one covered accident is $4 million.
CIGNA Secure Travel
In addition, the Secure Travel program,
by Worldwide Assistance Services, Inc., provides travel services anytime you are 100
or more miles from home while traveling on University business.
See CIGNA Secure Travel
for more information about the
Secure Travel Program.
Filing
a Claim
Your department representative or a family member should
notify the Benefits Office to file a claim.
When
traveling on University-related business, every member of
the University community should leave an itinerary with
his/her department and at least one other person prior to
departure. This alleviates confusion and ensures his/her
coverage. |
